The Process to Follow while Creating an App for Mobile Banking in New York

08 February, 2022

The Process to Follow while Creating an App for Mobile Banking in New York

Creating an app for mobile banking can be complex because of the high security and banking capabilities it requires. However, there is a process that you can follow when developing an app for your banking business. The step-by-step guide below explains how to create a successful mobile banking app in today’s highly competitive world.

Step 1: Conduct Market Research And Develop A Plan

The first step you need to take when creating an app is conducting comprehensive market research. Try and identify your competitors and attractive alternative solutions in the market. Understanding the popular solutions among your target audience will help you understand your app’s requirements.

The research process also involves defining your target audience and finding their pain points so that your app can serve them better. Once you successfully conduct market research and define your target audience, you can develop a plan for creating a mobile banking app.

Step 2: Build A Prototype

The purpose of the mobile app prototype is to demonstrate how your mobile banking app will function. In other words, the prototype will contain the general structure and preliminary design, visual, and content elements that you want to see in the final product.

The prototyping typically starts with low-fidelity wireframing, which includes sketching elements such as:

  • Home screen
  • Personal dashboards
  • Landing page layouts
You can use the wireframe to validate concepts and also get early Feedback for the same. After this, you can turn your wireframe into a high-fidelity one. The hi-fi prototype usually includes:

  • Graphic presentation
  • Advanced layout models
  • Interface components
  • Micro-interactions

Step 3: Create An Attractive Graphic Design

Developing a graphic design that is both unique and attractive requires a lot of hard work. It would be best to consider several factors before creating a layout for your banking app. Some of the most vital design elements or features you should think of for your banking app are as follows:

  • Match aspects of your app such as typography, icons, color palettes with your branding.
  • Comprehensive design elements such as buttons, icons, links, etc.
  • Cultural considerations in design for global projects.
  • Ensure that both iOS and Android platforms support your design.

Step 4: Pick A Technology Stack

There are four main areas that you should concentrate on when you are choosing a technology stack, and they are:

  • Front-end.
  • Back-end.
  • Cross-platform frameworks.
  • Prerequisites such as security and robustness.
You should also consider making a checklist including several criteria for the project, such as its scope, complexity, and scalability. Furthermore, you must decide whether you want native apps or hybrid solutions for your mobile banking app.

Step 5: Develop And Test The App

The next step is to develop the app per the data you have collected and your plan. Furthermore, the app should be tested over and over again. It will help you optimize the in-app experience, boost core metrics, and experiment with the app’s existing features.

The best way to create a mobile banking app in New York is to outsource your development project to an experienced team like NewAgeSMB. The experts at NewAgeSMB can ensure that your app is developed exactly the way you envisioned it without compromising quality.

Step 6: Market Your Banking App And Get Customer Feedback

No app can succeed in today’s highly competitive market without a robust marketing campaign. Ensure that your app is available in all major app marketplaces, including Google Play Market, AppStore, and Microsoft Store.

Step 7: Ensure Regular Updates For Your Banking App

You can’t hope your app will succeed if you do not improve and update it for the customers. Every Feedback from the customers is essential. It would be best to always try to listen to your customers to understand their pain points and resolve them efficiently. You can also employ influencers and content creators to test your product and optimize them accordingly.


Creating a mobile banking app is not so difficult if you have a reliable app developer like NewAgeSMB. Mobile app experts like NewAgeSMB have extensive experience creating attractive and feasible mobile app solutions. It ensures all the steps mentioned above are followed and helps you create a superior mobile app for your banking business.

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